SECURITY-BACKED LENDING

Funding that works for your project, your timeline, and your peace of mind.

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  • SHORT Loan Terms

  • FAST Turnaround Times

  • LOANS $200,000 to $20 Million

  • AUSTRALIA-WIDE Service

Projects don’t wait. Neither do we.

Conventional finance can hold you back, whether you’re building, buying, or dealing with a tight settlement window. We simplify construction and private lending with real answers, clear structures, and fast results.

Funding for a construction site with scaffolding around a brick house under renovation, with visible blue insulation materials and a clear blue sky.

Are you struggling with…

  • Slow approvals costing you deals?

  • Getting a straight answer from lenders?

  • Brokers who promise but don’t deliver?

  • Being told “no” when the numbers stack up?

SO, WHAT NOW? ↓

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A woman with long hair smiling and crossing her arms, standing against a plain light gray background.

Smart structure meets speed and clarity

In property and construction, time kills deals. You’ve got titles issued early, contracts with short deadlines, and lenders that just don’t move fast enough—or won’t touch the deal.

We've been there. And that's exactly why LNE Finance exists.

Specialising in fast, flexible finance, even when the normal banks say no, we structure your loan from the ground up so it works for you and the lender.

Whether it’s development lending, urgent settlements or low-doc commercial loans, we simplify the process, cut through red tape, and move quickly.

And because we understand the whole picture — from build costs and timing to lender expectations, we can spot both risks and opportunities others miss.

We’re not just another broker. We’re your ally with strategy, timeline certainty and a calm head.

WHAT OUR CLIENTS SAY

  • Liam Kearns - Trade Contractor

    “Working with Steve over the years with his trade management and site coordination has been sorely missed, was a great building adventure mate. Look forward to working with you up in Queensland when the time comes!”

  • Daniel Cullen, Registered Building Surveyor

    "It is with great pleasure that I provide this testimonial for Stephen Nsair. Stephen and I collaborated on numerous residential projects over the past ten years. Stephen is organised, diligent, and reliable. His extensive knowledge of building regulations, codes, and standards ensures that his projects are compliant and run smoothly. I would highly recommend Stephen to anyone seeking a professional and trustworthy individual."

  • Sash Samarakoon - Project Management/New Build

    “We met Steve via a referral from a friend when we were considering investing in the Gold Coast. He was our boots on the ground when we decided to proceed and gave us updates on Construction as well as design changes. Best decision we made was to work with Steve for our expansion into the Queensland residential market. We will certainly engage Steve going forward with our portfolio.”

  • Peter Flanders – Client – CEO Financial Services Industry

    "Stephen worked on various construction scenarios in his capacity as our Construction Manager, which included liaising and overseeing builders/site managers, quality control, dealing with QS and claims, reviewing and making recommendations on all things construction including development/building approvals and other things council related. Stephen dealt with everything, from the commencement of a site but also halfway completed projects right thorough to completion. One of the first things I noticed was his ability to communicate with all parties. I would not hesitate in recommending him."

  • Melissa Le Cornu - Financial Services Industry

    "In our industry, time is of the essence and any delays could be detrimental!  Stephen has been able to provide valuable insight on construction enforcement matters. Whether it’s from inception or halfway through a project, his ability to identify and rectify any immediate issues as well as provide a true estimate of the cost to complete a project has allowed us to preserve the equity within the security and achieve the best possible outcome for all parties.  I can’t recommend his services enough."

  • Sebastian Reddy - Project Management/New Build

    "I highly recommend Steve to anyone looking for professional efficient services in regards to finance and also building processes. He went above and beyond to help me manoeuvre through some intricate and difficult stages of my development. In addition he is a top bloke and a pleasure to deal with. I have already engaged Steve (LNE) to assist me on my next project."

Ways we can help

We help developers, investors and builders who are up against the clock, thinking big, and need a partner who knows how to get a deal done.

  • Short-Term Private Funding: Modern white house with large glass windows and balcony, illuminated at night, with a swimming pool in the foreground

    Short-Term Private Funding

    Short-term finance (1–2 years) perfect for complex scenarios, partially complete projects or deals traditional banks won’t touch.

  • Urgent Property Purchases: Modern multi-story residential building with glass balconies and lush greenery on each level, surrounded by trees under a clear blue sky.

    Urgent Property Purchases

    Helping clients meet unexpected title releases and tight contract deadlines without losing deposits.

  • Construction Finance: Wooden framing for new houses under construction at sunset in a residential neighbourhood.

    Construction Finance

    End-to-end support to structure your loan and navigate the build with clarity, speed and confidence

Don’t let a lender’s “no” derail your project.

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From stressed to successful - here’s how we work:

  • Let's chat: Two minimalist speech bubbles. One in dark blue and one in beige, overlapping each other against a neutral background.

    1. Let's chat

    We’ll talk through your scenario and what you’re trying to achieve.

  • Get clarification on your project: Simple line drawing of a house with a triangular roof, a door, and a chimney.

    2. Get clarification

    We’ll structure your deal and explain what’s possible. No fluff, just facts.

  • Line graph with four data points connected by lines, showing an upward trend. Illustrating make progress.

    3. Make progress

    Secure your funding and move forward with confidence.

GET STARTED →